• 49 Posts
  • 273 Comments
Joined 1 year ago
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Cake day: July 14th, 2024

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  • You can bypass the TPM requirements for windows using Rufus to get Windows 11. There are tons of videos on how to do that.

    That being said, I use Linux as a daily driver and love it. You can always test it out on a USB and decide if you want to install it. It won’t run games well from a USB, but it at least will allow you to see what you like.

    Either way good luck with your adventure and if you have questions this community is spectacular and really likes to help people!




  • Sure!

    My goals for dividends is to make enough to just barely get by in the event of a layoff. I put my desperation expense at around 8k-11k. I’d like that in passive income.

    I have an emergency fund outside of the taxable brokerage. It’s enough for a year.

    My bills are all at the beginning of the year (mainly February - July) then my bills are non-existent almost. So Auto deposit isn’t the best of ideas. But whenever I get over a threshold in my account then it goes to investments. I am very consistent with that when I am able.

    My goals are to have enough money that I can do a soft retirement or I think people also call it Barista fire. If I stay at my place of work long enough, then full retirement. I just value my financial safety in times of uncertainty.

    My guess of a plan would be ~3000 shares of SCHD on DRIP, and at least 2 other maininvestments leaving about 5-10% in risky investments such as QQQM. I want to focus on having enough dividends for the ability of having passive income.

    Time frame is ~8k in dividends in 5 years if I can. All in a brokerage account. Then once I feel I have my safety net then go after more growth oriented. Plus that is what the 401k is focused on.

    Going through 5 jobs in 5 years to me was stressful. I want a safety net of passive income first. I just don’t want to throw all my eggs in one basket with an ETF that I like a lot. I want diversity.