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Joined 6 months ago
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Cake day: June 7th, 2025

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  • Nah, you’ve pretty much nailed the question. I guess I was trying to say that my funds in Simplicity will be doing as you mentioned, whatever they choose to do moving forward. However I believe that in their growth accounts, there is still a large exposure to overseas investment.

    Kernel (similar to Simplicity, but as far as I know don’t give back like Simplicity does) also has a high exposure to overseas investment in their growth accounts.

    I was thinking about moving the funds from kernel to a direct investment in some kind of NZ infrastructure company. It’s not much, and I know that the return is likely to be lower and it’s more risk having a narrow investment pool.

    So I guess I was asking what the best way/optimum way to do that would be. I know I could just go on Sharesies and buy stock in Mercury, AirNZ or Spark. But that’s not my preferred option.

    Thanks for your reply


  • Anyone here financially savvy? I know there is a NZ finance sub on reddit, but hoping to avoid that.

    I was listening to BHN today and thinking about the Simplicity Announcement where they’re going to invest in NZ infrastructure etc.

    I have some investments (not much in Kernel and Simplicity outside of my Kiwisaver) and I was wondering if this is something I could help with? Except I’m not sure what the easiest way to invest in Kiwi stocks (not really a fan of Sharesies). I know that my money is probably better invested in a high growth fund as it is currently. But I’m appalled at the state of this country under this government and I’ve been thinking about what I can do to change things.

    I do give to charity and I know this would be a drop in the bucket. But be the change you want to see right?

    Any help, thoughts, spitballing greatly appreciated








  • That’s a great summary.

    I did find the bit about saying asymmetrical acoustics developing several times a bit strange as that’s morelike how convergent evolution works rather than speciation works. But from the little I’ve read, owls are all genetically related, so those two things don’t quite square to me.

    Not that I’m an evolution expert, just find it interesting


  • I was wondering how they have good hearing if they don’t have an external ear, but it mentioned towards the end that the eyes kind of work like that. It’s quite fascinating. I didn’t realise that they had good hearing, but I guess it makes sense that they do.

    Also interesting that social creatures have a higher brain capacity. Which makes sense when I think about it, but also not something that had clicked for me.

    I’m not sure octopi are social, but I know they are intelligent, but nothing else is jumping out at me as not being social but intelligent